Long-form analysis on the compound cost of daily habits. We run the full numbers — you decide what to do with them.
A pack-a-day habit at today's prices costs $3,285 per year. Invested at 7% for 30 years, that becomes $1.2 million. We run the full compound projection and break down exactly what smokers are trading away — one pack at a time.
Five dollars a day doesn't sound like much. Over 30 years, compounded at 7%, it's $380,000. We break down the real arithmetic behind the daily latte.
The average household wastes $348 per year on subscriptions they don't use — and can't account for most of them. Here's how to find and kill your budget leaks in 15 minutes.
Want to see the numbers for your specific situation? The calculator lets you model any spending amount, frequency, and time horizon.
Run the Calculator